Empowering
African Communities
Through Smart Savings
The complete digital platform for Njangi groups, cooperatives, and investment clubs. Automate contributions, track members, and scale your financial community with confidence and trust.
Get started in 4 easy steps
From setup to your first payout, we've made the process seamless and straightforward.
Create Your Organization
Set up your Njangi group or cooperative in minutes. Define contribution amounts, payout schedules, and member roles with our intuitive setup wizard.
Invite Your Members
Add members via email or phone number. Each member gets secure access to track their contributions, view upcoming payouts, and participate in group decisions.
Automate Contributions
Set up automated reminders and accept digital payments. Track who has paid, send gentle reminders, and eliminate the hassle of cash collection.
Distribute & Grow
Execute payouts with transparency. Generate reports for accountability and scale your organization with powerful analytics and insights.
Built for high-performance organizations
Enterprise-grade tools to manage your cooperative's finances, members, and operations.
Member Management
Manage cooperative members, roles, and bylaws. Track voting rights and participation across the entire organization.
Organizational Treasury
Centralized control of cooperative funds. Manage deposits, approve expenses, and oversee multiple accounts.
Diverse Funds Management
Create and manage multiple fund types - savings, projects, loans, and emergency funds - all under one organization.
Financial Reporting
Generate professional financial reports, balance sheets, and income statements for board meetings and audits.
Compliance & Notifications
Automated reminders for dues, meeting alerts, and regulatory compliance checks to keep the organization in good standing.
Automated Distributions
Execute dividends, loan disbursements, and member payouts instantly with multi-signature approval workflows.
Built for the way Africa saves
We understand the unique needs of African savings groups. From traditional Njangi and Tontine systems to modern investment clubs, Instanvi adapts to how your community operates.
- Designed for rotating savings and credit associations (ROSCAs)
- Supports both contribution-based and investment club models
- Integrates with popular African payment systems
Mobile First
Access your organization from anywhere. Full functionality on any device.
Bank-Level Security
Your data is encrypted and protected with enterprise-grade security.
Real-Time Updates
Instant notifications for contributions, payouts, and important events.
Multi-Currency Support
Support for XAF, XOF, NGN, KES, and many more African currencies.
Flexible Payments
Accept mobile money, bank transfers, and cash with easy reconciliation.
Powerful Reports
Generate detailed financial reports for meetings and audits.
Loved by communities across Africa
See why thousands of organizations trust Instanvi to manage their finances.
"Instanvi transformed how we manage our women's cooperative. We went from chasing members for contributions to receiving automatic payments. The transparency has increased trust among our 45 members."
Marie-Claire Nzimbi
President, Women United Savings
Douala, Cameroon
"As a treasurer, I used to spend weekends reconciling accounts. Now everything is automated. The reports feature makes our quarterly meetings so much easier - every member can see exactly where the money is."
Jean-Pierre Kamga
Treasurer, Tech Professionals Club
Yaoundé, Cameroon
"Even our less tech-savvy members find the platform easy to use. The mobile access means members can contribute from anywhere. We've grown from 15 to 80 members in just one year!"
Fatou Sow
Founder, Village Savings Group
Dakar, Senegal
Simple, transparent pricing
Choose the perfect plan for your organization. No hidden fees.
Starter
For small clubs and groups just starting out.
- Up to 10 members
- Basic contribution tracking
- Mobile app access
- Email support
Pro
For growing cooperatives and investment clubs.
- Up to 10 members
- Advanced analytics
- Automated payouts
- Priority support
- Custom rules
Enterprise
For large financial organizations and unions.
- Up to 10 members
- Dedicated account manager
- API access
- SLA agreement
- Custom integrations
Mr. James
Founder of Instanvi Njangi
Built for makers, by a maker
A note from the creator
Hey there! I created Instanvi because I was frustrated with bloated project management tools that felt like they needed a PhD to operate. I wanted something that just... works.
The philosophy is simple: powerful features wrapped in a beautiful, minimal interface. No unnecessary complexity. No feature bloat. Just you, your team, and your work — flowing seamlessly.
Whether you're shipping your first side project or managing a team of 10, Instanvi scales with you without getting in your way.
Mr. James
Founder & Creator of Instanvi Njangi
Common Questions
Everything you need to know about Instanvi
Ready to scale your organization?
Join thousands of cooperatives and clubs already managing their finances with Instanvi. Start your free trial today.